We arrange first and second interim and take-out mortgages for acquisition, bridge, construction, conversion, mezzanine and permanent term loans on income-producing investment properties and select owner-occupied buildings and development projects:

CMHC Insured Mortgages

As an Approved Correspondent; we work very closely with CMHC to arrange insured mortgages on a variety of housing types, including apartments, condominiums, townhouses, senior's long term care and assisted living facilities. We have an excellent working knowledge of CMHC's products and policies on new and existing multi-unit projects including affordable housing.

Conventional Financing - Interim Construction and Long Term Mortgages

Whether it is an office building, retail centre, industrial/warehouse property, multi-unit residential development, seniors residence or a hotel, we can arrange financing for land or property acquisition, construction or re-finance. Interim construction loans are funded on a cost-to-complete basis in the area of 75% - 85% of total cost and take-outs are usually done at 75% of the completed value.

Mezzanine Financing

We have access to secondary funding on construction projects to bridge the gap between conventional financing and standard equity requirements which can usually increase "loan to cost" financing up to 90% or beyond. This type of financing is generally more expensive than conventional loans and is available on specific property types.

Retail

We can arrange financing for big box outlets, shopping centres and strip plazas. Loan sizes will vary depending on the particular property and its existing lease profile as well as on local economics.

Office

Ranging from high rise Class "A" space in the financial core of a major urban centre to low rise Class "B" and "C" space in suburban or secondary markets, we can arrange financing for virtually any kind of office development.

Industrial

We can provide financing for multi-tenanted industrial sites, single user industrial/office space, owner occupied and for build-to-suit construction purposes. Loan amounts are generally up to 75% of value.

Hotel